﻿<?xml version='1.0' encoding='UTF-8'?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>LivingForMetal.com [ Metal Music Forum ] / Discussion / General Discussion  / freecreditreport scam / Latest Posts</title><generator>InstantForum.NET v4.1.4</generator><description>LivingForMetal.com [ Metal Music Forum ]</description><link>http://www.livingformetal.com/forum/</link><webMaster>lfm@livingformetal.com</webMaster><lastBuildDate>Fri, 05 Dec 2008 03:16:52 GMT</lastBuildDate><ttl>20</ttl><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>You can also check &lt;a href=http://www.cancelcictripleadvantage.com&gt;http://www.cancelcictripleadvantage.com&lt;/a&gt;. You can get some info on &lt;a href=http://www.cancelcictripleadvantage.com&gt;cic triple advantage&lt;/a&gt;.</description><pubDate>Fri, 18 Jul 2008 21:25:01 GMT</pubDate><dc:creator>kutitap</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>[quote][b]Josh F. (2/24/2008)[/b][hr]Yeah, $12 isn't much, but that's monthly and I've been paying it for 6 or 7 months now without knowing it. So I'm out about $70 or $80 total for something that I never used.&lt;P&gt;I'm not really as mad about the money sum as I am that someone else is getting paid my money off of a douchey business scheme. I'm also mad that it took me as long as it did to notice it. And if you figure there are a whole bunch of other people that the same thing happened to, and probably a whole bunch who right now have no idea they're paying for it... that company is making a lot of money for basically exploiting fine print.[/quote]&lt;P&gt; &lt;P&gt;Yep.  But the key is the fine print.  There is probably little action you can take as you "overlooked" the legalese.  Lame, skunky and slithery if you ask me.  But that's business the American way now.  Rip people off for income because the business is bogus anyway... gah!&lt;P&gt;Contacting the BBB was a good move.  Contact your local radio station or TV station that does investigative reporting.  Hell, put a bulletin out on MySpace, email everyone you know and put a few posts out on other forums you visit.  &lt;P&gt;Word of mouth is always a killer.  Get your $80 back by making some serious grief.</description><pubDate>Sun, 24 Feb 2008 19:21:08 GMT</pubDate><dc:creator>9er</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>Yeah, $12 isn't much, but that's monthly and I've been paying it for 6 or 7 months now without knowing it. So I'm out about $70 or $80 total for something that I never used.&lt;/P&gt;&lt;P&gt;I'm not really as mad about the money sum as I am that someone else is getting paid my money off of a douchey business scheme. I'm also mad that it took me as long as it did to notice it. And if you figure there are a whole bunch of other people that the same thing happened to, and probably a whole bunch who right now have no idea they're paying for it... that company is making a lot of money for basically exploiting fine print.</description><pubDate>Sun, 24 Feb 2008 18:23:26 GMT</pubDate><dc:creator>Josh F.</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>Nice.&lt;/P&gt;&lt;P&gt;This just furthers my belief that credit, in general, is a massive scam. </description><pubDate>Sun, 24 Feb 2008 07:43:51 GMT</pubDate><dc:creator>9er</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>[quote][b]paranoidmexican009 (2/22/2008)[/b][hr]12 dollars isn't that much...[/quote]&lt;br&gt;&lt;br&gt;Yeah, not initially, but basically what Voodoo said...it adds up.  Plus, why would you pay $12 every month for your credit report unless you were super paranoid or OCD or something?  I signed up for Reunion.com not so long ago in the past, and I thought it said there was a $5.99 charge to sign up initially and that was it.  Well, after I signed up, I realized it was actually a $50 fee on top of that for the whole year (when there was [u]no[/u] option to go a partial year), and the subscription recurs automatically every year if you don't cancel it.  That sucked, and I really could have used that $50.&lt;br&gt;&lt;br&gt;I guess I'm dumb, too.</description><pubDate>Sat, 23 Feb 2008 16:03:40 GMT</pubDate><dc:creator>The Iron Maiden</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>12 bucks per month.  Still not a fortune but it adds up, especially when you didn't plan on paying.</description><pubDate>Fri, 22 Feb 2008 18:24:19 GMT</pubDate><dc:creator>voodoo</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>12 dollars isn't that much...</description><pubDate>Fri, 22 Feb 2008 18:00:49 GMT</pubDate><dc:creator>paranoidmexican009</dc:creator></item><item><title>RE: freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>Thanks for the information.  Sorry you got screwed out of all that money.  Major suckage.  I've been scammed before and it's not a good feeling.</description><pubDate>Fri, 22 Feb 2008 12:48:42 GMT</pubDate><dc:creator>voodoo</dc:creator></item><item><title>freecreditreport scam</title><link>http://www.livingformetal.com/forum/Topic28072-68-1.aspx</link><description>Usually something that's "free" takes a liberal spin on that word.&lt;P&gt;I'm sure you've all seen the commercials for freecreditreport.com. Well before I got my apartment, I used that website. It turns out that your first report is free, but there's a monthly fee afterwards for basically no useful service that I can tell. They don't make the fee clear at all. They ask for your bank account number, which seems reasonable since they're checking your credit, but that's also how they automatically get their money every month without flat-out alerting you that you're paying them. The bill appears on bank statements as "CIC Triple Advantage" so it's not immediately associated with the freecreditreport.com website. &lt;/P&gt;&lt;P&gt;So basically I've gotten scammed out of $12.00 a month for the last 6 or 7 months. &lt;/P&gt;&lt;P&gt;I did a search for CIC Triple Advantage today and came up with a huge string of forum posts from tons of people who've had the same experience, and supposedly to even try to cancel you have to go through a 30 minute phone ordeal arguing with some foreigner about whether or not you really want to cancel. There was actually a post I read from someone that said the $12.00 fee caused them to overdraft so they ended up with a $30.00 fine from the bank on top of it. Anyhow... It's highly unlikely that I will get any of my money that I already spent back. I filed a complaint with the FTC and supposedly there's already been thousands of other complaints to the FTC and better business bureau. Whether that will result in anything is unclear.&lt;/P&gt;&lt;P&gt;Anyhow... my point is that if you've haven't used that site, don't and if you have, check your bank statement for CIC Triple Advantage.</description><pubDate>Fri, 22 Feb 2008 11:11:27 GMT</pubDate><dc:creator>Josh F.</dc:creator></item></channel></rss>